One Year Later: AI Underwriting & Portfolio Performance Through COVID

How consumer loans originated before the pandemic performed through a year of economic uncertainty. One year after the peak of COVID-related portfolio stress, we can now look back and answer a key question: How did AI-enabled underwriting models perform in a time of uncertainty?

Leaders in financial services recognize the potential of artificial intelligence (AI) to transform underwriting and fraud detection — and a full year of data from 2020 is now here.

Discover the facts, figures, and charts that compare AI vs. traditional lending models.