Personal Loans on Upstart
Fair and fast online personal loans
Apply online in just minutes, with no impact to your credit score. With fixed rates, no hidden fees and no prepayment penalties, you can save money and build credit with a smarter personal loan.
Apply in minutes and you can get your money the next day
On average, APRs on Upstart are 30% lower than those of other lenders
Making on-time payments can help build your credit profile
Get the low rate you deserve
This chart shows how much you would pay for a $10,000 loan on Upstart versus a credit card.** Compare your own rates with our loan calculator.
** Amounts paid are based on a loan of $10,000 and assumes the borrower pays it off by making fixed monthly payments of $340. The loan on Upstart has our average APR of 14.86%. The credit card loan has our borrowers' average credit card APR of 22% (as of January 2015), as estimated by us using information obtained in connection with borrowers' applications.
"Upstart saved me big bucks and helped build my credit. My financial goals are no longer on hold due to my credit card debt."
"Quick turnaround, good communication - you've eliminated everything that everyone hates about getting a loan, and for that, you guys rock!"
"The application was simple and I felt like they really cared about me - can't say the same for other lenders."