Finance your move

Let a moving loan smooth out the transition to your new life.

Easy and quick moving loans

Average moving loan $4,827.07** | 3 & 5 year terms2 | 5.22% - 35.99%2
cover security deposits
Cover Deposits
Security deposits can stretch any budget
fund moving expenses
Fund Moving Expenses
Use a moving loan to pay for any part of your move: movers, storage, furnishing, etc.
lower your rate
Lower Rate
10% lower rates than traditional models.3
fast and easy application process
Fast and Easy Process
99% of applicants get money just 1 business day after accepting their loans4

Moving loan FAQ


What is a moving loan?

A moving loan (also known as a relocation loan) is an unsecured personal loan designed to help you finance your moving costs. While most loans through Upstart are unsecured, certain credit unions may place a lien on other accounts you hold with the same institution. It is important to review your promissory note for these details before accepting your loan.

Moving loans are paid back in installments, or regular monthly payments, depending on the size of the loan. Upstart offers three and five year loans terms. The payment amount remains the same through the life of the loan, provided you pay as contracted and don’t accrue any additional fees or penalties. The average relocation loan from Upstart is $4,827.07.** Loans can be as small as $1,000 or as large as $50,000 depending on the amount you are qualified for.*


What can I use a moving loan for?

You can spend your loan on moving-related expenses and things that make your move easier such as security deposits or movers to transport your belongings.


What are the alternatives to a moving loan?

There are many ways to fund your relocation. You could negotiate with an employer for moving assistance or ask a family member for help. Make sure your financial solution truly meets your needs. Finding the best borrowing option can be easy to overlook when you are busy coordinating your move.


Why don't I just use my credit cards?

While credit cards might be an easy choice, they lack the predictability of a personal moving loan. A moving loan has a fixed rate and a steady monthly payment amount. Depending on your personal financial situation, your moving loan may have a lower APR or fees than your credit cards.


Why get an Upstart moving loan?

At Upstart, we understand everyone has life events where a little bit of financial help makes a big difference. With just a few pieces of key information about you, we can give you a great rate on a moving loan that meets your needs. Fees and terms are shared right away, so there are no surprises. Once approved for a loan, you can access your funds within 24 hours. Your credit score won’t be impacted unless you go through with the full application. With no prepayment penalty, you can repay your loan early at any time after your move.4

** The average loan amount for relocation is based off of actual borrowers who identified "relocation" as their primary use of funds as for the last 90 days as of April 1, 2022.