When you successfully register with us you will be required to create an account on the Site that uses your email address as your username and you must pick a password. You may not disclose your username or password to any third party. If you learn of any unauthorized use of your password or account, please contact us immediately. You will be required to login in order to use certain parts of the Site.
You may be presented with the opportunity to register, apply for a loan offer, or register to be an investor through the Site. When you register, become an investor, or apply for a loan, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to cancel your registration, reject any application you have submitted, terminate any agreement we have with you or, if we are acting in a servicer capacity, recommend UNT terminate any agreement with you and restrict your future use of the Site and the products and services available through it. We reserve the right to reject any registration and/or decline any application for a loan.
Restrictions on Use
You agree to abide by all applicable laws and regulations in your use of the Site and the products and services available through our Site. In addition, you agree that you will not do any of the following:
Register for more than one account (unless the additional account is for purposes of applying for additional products or services), or register for an account on behalf of an individual other than yourself or on behalf of any group or entity;
Submit content that in our judgment is objectionable, such as content that is harmful, threatening, inflammatory, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or otherwise objectionable, or which restricts or inhibits any other person from using or enjoying the Site, or which may expose us or our users to any harm or liability of any type
Impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity;
Use the Site or our products and services in any manner that could damage, disable, overburden or impair the Site; or
Submit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
If you believe that any material on the Site infringes upon any copyright that you own or control, you may send a written notification to us via email at firstname.lastname@example.org, or via regular mail at Upstart Network, Inc., P.O. Box 1503, San Carlos, CA 94070. In your notification please:
confirm you are the owner, or authorized to act on behalf of the owner, of the copyrighted work that has been infringed;
identify the copyrighted work or works you claim has been infringed;
identify the material that you claim is infringing or is the subject of infringing activity and that is to be removed; please include information reasonably sufficient to permit us to locate the material;
provide your contact details, including an email address; and
provide a statement that the information you have provided is accurate and that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
Changes and Modifications
We are not responsible for the information practices employed by sites linked to or from our web site. In most cases, links to third party web sites are provided solely as pointers to information on topics that may be useful to our users. Since third party websites may have different privacy policies and/or security standards governing their sites, we advise you to review the privacy policies and terms and conditions of these sites prior to providing any personal information.
No Warranty; Errors
The Site and the products and services are provided "as is" and without any representation or warranty, whether express, implied or statutory. Upstart, UNT, UNT, the Lenders and our respective officers, directors, agents, employees and suppliers specifically disclaim any implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. Neither we, UNT nor the Lenders warrant the accuracy, adequacy or completeness of the information provided on the Site and we, UNT and the Lenders expressly disclaim liability for any errors or omissions in such information. Neither we, UNT nor the Lenders guarantee continuous, uninterrupted or secure access to the Site or any of our Services, and the operation of the Site may be interfered with by numerous factors outside of our control. Neither we, UNT nor the Lenders guarantee or promise any specific results from use of the Site and/or our products and services. Calculators and tools on the Site provide you with estimates that may be different than actual amounts. Neither we, UNT nor the Lenders are responsible for the conduct, whether online or offline, of any user of the Site or the products or services available through it.
You agree that Upstart, on behalf of itself, UNT or any Lender, may promptly correct any error that we discover, including any error in calculating your loan rates. If the error results in your receipt of an incorrect interest rate, APR, origination fee, or monthly amount owed Upstart we will notify you and provide you with the correct rate. You agree to provide any additional consents necessary to correct any errors that occur.
Limitation of Liability
You agree that all access and use of the Site and its contents and your use of the products and services is at your own risk. In no event shall we, UNT or any Lender be held liable for any damages, including direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the Site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if we, a Lender or our respective representatives are advised of the possibility of such damages, losses or expenses.
You agree that the Site and all logos related to ours and the Lenders' products and services are ours, the Lenders’ and relevant licensors’ trademarks or registered trademarks, respectively. You may not copy, imitate or use them without our prior written consent. In addition, all page headers, custom graphics, button icons, and scripts are our service marks, trademarks, and/or trade dress. All right, title and interest in and to the Website, any content thereon, our products and services, the technology related to our products and services, and any and all technology and any content created or derived from any of the foregoing is our or our licensors’ exclusive property.
Effective Date: June 24, 2019. If you have questions or concerns regarding these terms, you should contact us by emailing us at email@example.com.