Fair & fast personal loans
Loans from $1,000 - $50,000§
3 & 5 year loan terms with an APR range from 7.68% - 35.99%‡
Next day funding
99% of personal loan funds are sent just 1 business day after signing**
No prepayment penalty
You may pay off part or all of the loan at any time with no fee
All loans are from Upstart-powered bank partners. Loans in MD and NV are by Cross River Bank, an FDIC New Jersey state chartered commercial bank.