Deploy Upstart’s Lender-Branded Platform on your institution’s website to offer a turnkey, all-digital lending experience, enabled by AI.
Offer a modern, all-digital personal lending experience on your website that is powered by Upstart while delivering higher approval rates and lower loss rates, all enabled by AI.
Lender-branded, mobile-friendly application that allows users to finish their application in one sitting.
Pre-filled application with existing customer information creates a quick and easy process.
Risk-based AI model prices customers within your credit criteria resulting in higher approvals and lower losses.
Upstart verifies customer application information providing 87% of borrowers with an instant funding experience.²
Document submission, when required, is seamless and mobile friendly.
Signature process happens same-day and is completely digital.
Borrower presented with option to directly pay off credit card balances.
Configure rates to meet your desired return on assets tailored to your risk appetite.
Approve borrowers that meet your risk profile – our model predicts the probability and timing of default.
Upstart can present your offer of credit to applicants on the Upstart.com site via the Upstart Referral Network to help you drive origination volume that compliments your existing marketing efforts.
Upstart provides a comprehensive servicing solution that is lender-branded including U.S. based customer support, a payment platform, and collections services.
1 As of December 31, 2021, and based on a comparison between the Upstart model and a traditional credit-score only model. The APR calculation compares the two models based on the average APR offered to borrowers up to the same approval rate. The hypothetical credit-score only model used in Upstart’s analysis was developed in connection with the CFPB No Action Letter access-to-credit testing program and was built from a traditional credit score only model trained on Upstart platform data. APR for the scorecard was averaged for each given traditional credit score grouping.
2 As of 6/30/2023. Fully Automated metric is calculated on a quarterly basis. Fully automated loans are defined as loans originated end-to-end (from initial rate request to final funding) with no human involvement.
