Achieving Near Zero Fraud Rates

Fintechs can help banks meet CRA obligations

KEMBA Expands Member Reach Through Upstart’s AI Lending Platform

KEMBA Financial Credit Union faced a familiar challenge—they wanted to enable and provide more people in the community access to affordable credit while effectively managing risk. KEMBA searched for the right opportunity with a partner who understood its mission of enriching its members’ lives with empathy and integrity. KEMBA wanted more people to easily and quickly access affordable credit while mitigating risk through robust, data-driven underwriting.
Four Levels of Lending Digitization

Mad Money with Jim Cramer feat. Upstart’s CEO

IPO Letter from our Co-Founder & CEO, Dave Girouard
I left Google in 2012 to found Upstart with Anna and Paul. Fast forward 8 years, and today marks an important milestone for Upstart. Upstart (UPST) has become a publicly traded company.
The Untapped Opportunity in Auto Refi

Growing Consumer Lending in uncertain times
Navigating Risk: Consumer Lending During the Pandemic

How consumer lending and underwriting models are changing during the pandemic and beyond When the pandemic hit, did your bank slow or halt its consumer lending? Did the bank increase credit score minimums or increase pricing to minimize exposure to risk? Was your bank ready for the economic stress?