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AI & machine learning

The Age of AI in Lending has arrived. Machine learning algorithms that use thousands of variables can better predict a borrower’s probability of default and provide lenders with more accurate credit underwriting. Discover how AI can help you approve more borrowers at the same loss rates, while reducing fraudulent applications.

A Recent Blog

Why the Upstart Referral Network is Superior to Loan Purchase Programs

Many financial institutions (FIs) compare the Upstart Referral Network to loan purchase programs – and while the two share some similarities, the Upstart Referral Network creates the opportunity to acquire new customers or members, more precisely control credit policy, exceed loan volume goals and more.
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How Reading Cooperative Bank scaled personal loans while minimizing risk

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Partnering with a Fintech to Diversify and Serve Customers in Turbulent Economic Times

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Expanding Your Credit Union’s Reach: Strategies for Driving Personal Loan Growth with AI

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How Commonwealth Credit Union is Cross-Selling New Members Gained from Upstart

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Scaling your indirect portfolio amidst liquidity and economic challenges

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How Vantage West is Optimizing its Portfolio to Withstand Economic Cycles

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AI Lending Partnerships and the Power of Efficiency

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Credit Union Leaders are Optimistic on Auto Growth, Report Finds

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Navigating the Auto Lending Landscape

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2023 Auto Lending Outlook

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How a Commercially-Focused Community Bank Diversified their Portfolio with Consumer Loans

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Credit Union CEO Deep Dive: Positioning Your Credit Union for Success in 2023

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