Borrower Stories

Whether you want to get out of credit card debt, pay for a wedding, or start a small business, get inspired by an Upstart customer who has achieved their goals.

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Check your rate lock Won't affect your credit score¹

1. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.