Manage your finances easier by creating and sticking to a budget.
Using a new loan to pay off high-interest debt can help you save on interest.
1. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.