Understanding credit scores and use of credit can help you plan for a better financial future.
Learning how you can manage your debt can set you up for success.
The best time to plan for your financial future is now.
1. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.