Plan for the future

3 strategies to start planning for a better financial future.

1

Learn About Credit

Understanding credit scores and use of credit can help you plan for a better financial future.

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See if Upstart is right for you

Check your rate lock Won't affect your credit scoreĀ¹

1. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.