Strengthen your budgeting skills with all the resources you need to create, manage, and stick to your budget, plus tips on saving money and building a healthier financial future.
1. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.