Upstart_Lenders_Logo
Contact Us

Back to AI Lending Knowledge Hub

AI & machine learning

The Age of AI in Lending has arrived. Machine learning algorithms that use thousands of variables can better predict a borrower’s probability of default and provide lenders with more accurate credit underwriting. Discover how AI can help you approve more borrowers at the same loss rates, while reducing fraudulent applications.

A Recent Blog

Ensuring Safety and Soundness with AI

Read More

Explore all AI & machine learning resources

  • Filter by resource type

  • Filter by financial institution

How Patelco Credit Union is achieving strong credit performance, high returns and deeper member relationships with Upstart

Read the case study »

How Corning Credit Union diversified its portfolio with high-performing personal loans

Read the case study »

Apple Bank’s 4-year track record of high-yield, high-performing personal loans

Read the case study »

How Abound Credit Union diversified its portfolio with high-yield, high-performing personal loans

Read the case study »

How Texans Credit Union strengthened net interest margin with high-performing personal loans

Read the case study »

How Vantage West is Optimizing its Portfolio to Withstand Economic Cycles

Read the case study »

Kaua’i FCU: Scaling Community Impact Across the Islands

Read the case study »

Capturing Prime Members in 2025 and Beyond Webinar

Watch the webinar »

How AI Drives More Affordable Credit Access

Read more »

Ensuring Safety and Soundness with AI

Read more »

Seizing the indirect auto lending opportunity

Read more »

The Age of AI is here: Why now is the time for credit unions

Read more »

Request info

Learn how you can grow your consumer lending business by approving more borrowers within your credit policy while providing a modern, digital experience.