Personal loan

Personal loans are fast and flexible. Learn more about personal loans and which options work best for your financial goals.

Featured Articles

Young man learning about personal loan and collateral on a laptop
What Can Be Used as Collateral for a Personal Loan?
Young woman with white glasses at the dining table with open laptop thinking about the default on her loan
What Happens if I Default On a Loan?

Most popular Personal loan articles

Two women sitting outside researching no-credit-check personal loans on a cellphone.
No-Credit-Check Personal Loans: What’s the Catch?
Woman holding a credit card at her computer - Upstart Personal Loans
Can You Refinance a Personal Loan? How and When To Do It
An older woman studies at home what a principal payment is and discovers if it will help save money on her loan.
What is a Principal Payment and How Can It Affect a Loan?

Personal loan resources

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All Personal loan articles

How to Get a Personal Loan Without Increasing Debt
4 Types of Bank Loans for Personal Use
Personal Loans vs. Credit Card Balance Transfers

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Check your rate lock Won't affect your credit score¹

1. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.