Credit Score

Curious about your credit score? Learn more about your credit score and how it works with these helpful resources.

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Check your rate lock Won't affect your credit scoreĀ¹

1. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.