Personal loans can be in joint names, but this depends on the lender. Some personal lenders and online lending marketplaces allow for joint applicants to personal loans. Others only allow individual applicants.
There can be some major advantages to applying for a personal loan jointly with another person. For one thing, it allows the lender to consider the income and resources of both people when deciding whether to approve the loan. And if your credit history isn’t excellent, applying with a co-applicant with a stellar credit history can increase your chances of approval and give you a lower interest rate than you could get on your own.