Are personal loans included in debt consolidation?

Personal loans can be included in debt consolidation. If you consolidate your debts, which is obtaining a new loan for the purpose of paying off several existing debts, you can use the proceeds of the new loan to pay off any outstanding loans you may have, including personal loans. In fact, if you can get a new personal loan with a better interest rate than one you already have, using debt consolidation to pay off your existing loan could potentially save you a lot of money.