It depends on the lender and the receiving bank. Most personal lenders will fund loans within a day or two after final approval, but it can take additional time before your bank posts the funds to your account. However, online lending marketplaces like Upstart, tend to fund personal loans in 1 business day after signing.² Deposits 1-2 days following loan approval are most common.
²If you accept your loan by 5pm EST (not including weekends or holidays), your funds will be sent on the next business day. Loans used to fund education related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law.