Are there 10-year personal loans?

Yes, there are 10-year personal loans, but they aren’t common. Personal lenders offer a variety of loan term lengths, but most range from two to seven years. However, there are exceptions, especially if the lender specializes in loans made for a specific purpose. As one example, there are unsecured personal loans targeted at people who want to put a pool in their yard, and they can have term lengths of as much as 20 years.