CEO Dave Girouard explains how Upstart uses alternative data, machine learning and artificial intelligence to improve lending.

Upstart CEO Dave Girouard speaks on the benefits of lending to young people.

Upstart is peer-to-peer lending, the way you would expect a bunch of smart, data-driven entrepreneurs with plenty of funding to do it.

Dozens of startups are tackling lending practices in the U.S. today... but there's a real difference from companies that decide to lend money but don’t have anything unique to their approach.