Upstart looks at more than your credit score

Checking your rate won’t affect your credit score:

Upstart Q1 2023 Earnings Conference Call

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Join Upstart’s First Quarter 2023 Earnings Conference Call on May 9 at 4:30 PM ET.

Webcast: Click here

Supporting Materials: Upstart First Quarter 2023 Earnings Presentation


* When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.

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