Blue Owl Capital and Upstart Partner on Consumer Credit in $2 Billion Agreement

“We’re thrilled to partner with the Blue Owl team in one of our largest purchase commitments ever,” said Sanjay Datta, CFO at Upstart.
How Lower Rates Could Impact Borrowing Costs

Here’s what consumers need to understand about the Fed’s September interest rate cut.
Credit Card Debt: A Guide

What Is an Unsecured Loan?

The High Stakes of Speed

Here’s how connected auto retailing and AI-powered financing can help dealers sell cars more quickly while boosting profits.
What Is Passive Income?

Driving Change, Creating Community in Auto

Less than 25% of dealership associates are women. At the GM level, that number drops to 10%. We talked to a trailblazer who’s working hard to change that.
Our Most Advanced Underwriting Model Yet

We just released one of the largest and most impactful improvements to our personal loan underwriting model in Upstart history. Here’s how we did it.
Upstart Q2 2024: Earnings Materials & CEO Transcript

Editor’s note: Upstart Co-Founder and CEO Dave Girouard shared thoughts on second-quarter 2024 results during the company’s quarterly earnings call. For more, please see Upstart’s Q2 2024 earnings press release and the earnings presentation. Good afternoon, everyone. I’m Dave Girouard, co-founder and CEO of Upstart. Thanks for joining us on our earnings call, covering our […]
Adapting to the Next Frontier in Lending

Despite high interest rates, one thing remains clear: Americans need access to credit. So, how can financial institutions lend safely in this environment? With the help of AI.