New Year, New Trends

From potential tariffs to shifting rates to AI implementation, 2025 has the makings of an interesting year for the automotive industry.
Upstart Appoints Peter Bernard to Its Board of Directors

“It’s an exciting time in Upstart’s evolution and I look forward to helping Dave, Paul, and the team build an enduring company,” Bernard said.
The State of Fair-Lending Testing—And How to Improve It

We believe our approach to fairness testing is best-in-class, but standard measures of fairness have yet to be instituted and enforced by regulators.
Q4 and Full Year 2024 Earnings Call Transcript

Upstart Holdings, Inc. (NASDAQ: UPST) Prepared Remarks: Q4 and Full Year 2024 Earnings Call Tuesday, February 11, 2025 For more, please see Upstart’s Q4 and FY 2024 earnings press release and presentation. Sonya Banerjee, Head of IR Thank you. Welcome to the Upstart earnings call for the fourth quarter and full-year 2024. With me on […]
Upstart Announces Fourth Quarter and FY 2024 Results

“In Q4 of 2024, our business grew dramatically across all product categories,” Upstart CEO Dave Girouard said. Here’s the full report.
Upstart’s New Low-Code / No-Code Data Platform

Introducing Aqueduct, a new solution that allows our engineers, product managers, and data analysts to create data engineering workflows at scale.
Upstart’s Approach to Less Discriminatory Alternatives

Upstart has developed an effective and efficient method for producing LDAs that are both accurate and fair.
How AI Generates More Accurate and Explainable Adverse Action Notices

Upstart uses innovative techniques to ensure applicants get clear, specific reasons behind credit decisions—going beyond compliance to empower better financial futures. See how.
Detecting and Eliminating Proxies in Credit Models

Upstart’s approach to screening out potentially negative proxies allows for more accurate risk assessment while increasing access to credit. Here’s how we do it.
Enhancing Fair Lending in the Age of AI

In our new series on AI and fair lending, we’re tackling the industry’s biggest challenges head-on. Read the first installment here.