Financial Terms You Should Know Before You Owe

Financial lingo is weird. We didn’t invent it, but we’re here to help you figure it out.
Debt to income ratio calculation

What is Debt to Income Ratio?

Lenders use this ratio to determine what percent of a borrower’s gross monthly income goes towards paying debts.
A man looking frustrated at his computer - Upstart Personal Loans

Your Guide to Credit Scores and How to Raise Yours

Who cares about your credit score? Lots of people, including Upstart, which is why you should care too.