debt

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Debt Consolidation Loans: Everything You Need to Know

Of all possible ways to get out of the red and increase your net worth in a short period of time, debt consolidation is among the quickest and most effective.
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Installment Loans: Are They Right For You?

Installment loans can help improve your financial life. This article will teach you what you need to know and how to determine whether they are good fit.
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Online Loans 101: What You Need To Know

Whether you just need a little oomph to start off your career, or a reset button to undo some earlier financial mistakes, online loans can put you on the right track.
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Upstart’s Marketplace Lending Credit Performance

Contrary to concerns about marketplace lending credit performance, Upstart has seen low loss rates across all loan grades and no performance degradation.
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Paying Off Debt vs. Saving: What Comes First?

Which should come first — paying off debt or saving? Many financial advisors recommend people in their twenties save 15% of their income, but simple math suggests getting rid of debt is better for your bank account.
Debt to income ratio calculation

What is Debt to Income Ratio?

Lenders use this ratio to determine what percent of a borrower’s gross monthly income goes towards paying debts.
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Understanding Credit Scores and How to Raise Yours

Who cares about your credit score? Lots of people, including Upstart, which is why you should care too.

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