credit

Man pulling a rope - Upstart Personal Loans

Paying Off Debt vs. Saving: What Comes First?

Which should come first — paying off debt or saving? Many financial advisors recommend people in their twenties save 15% of their income, but simple math suggests getting rid of debt is better for your bank account.
Debt to income ratio calculation

What is Debt to Income Ratio?

Lenders use this ratio to determine what percent of a borrower’s gross monthly income goes towards paying debts.
A man looking frustrated at his computer - Upstart Personal Loans

Understanding Credit Scores and How to Raise Yours

Who cares about your credit score? Lots of people, including Upstart, which is why you should care too.

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