credit

Paying Off Debt vs. Saving: What Comes First?

Which should come first — paying off debt or saving? Many financial advisors recommend people in their twenties save 15% of their income, but simple math suggests getting rid of debt is better for your bank account.

Understanding the Debt to Income Ratio

Lenders use this ratio to determine what percent of a borrower’s gross monthly income goes towards paying debts.

Understanding Credit Scores and How to Raise Yours

Who cares about your credit score? Lots of people, including Upstart, which is why you should care too.

join our newsletter

Subscribe via Email

Interest