All Blog Posts

Man pulling a rope - Upstart Personal Loans

Paying Off Debt vs. Saving: What Comes First?

Which should come first — paying off debt or saving? Many financial advisors recommend people in their twenties save 15% of their income, but simple math suggests getting rid of debt is better for your bank account.
College student with “Hire Me” on his hat - Upstart Personal Loans

Restoring Confidence In The Value of Higher Education

The transparency to pick a school and a major that will likely lead to a job where one can flex his creative thinking in meetings and have the luxury of pursuing the arts in his free time — now that sounds like a good deal.

Financial Terms You Should Know Before You Owe

Financial lingo is weird. We didn’t invent it, but we’re here to help you figure it out.
Debt to income ratio calculation

What is Debt to Income Ratio?

Lenders use this ratio to determine what percent of a borrower’s gross monthly income goes towards paying debts.

Ranger Capital Group to Invest in Loans on Upstart

Today, we’re happy to announce that Ranger Capital Group will begin to invest in Upstart loans this month.
A man looking frustrated at his computer - Upstart Personal Loans

Understanding Credit Scores and How to Raise Yours

Who cares about your credit score? Lots of people, including Upstart, which is why you should care too.

You Have To Start Somewhere

Did you know Pope Francis’ first job was working a bouncer at a nightclub in Buenos Aires? The unpredictability of that trajectory is one reason why we love hearing about first jobs!

Upstart Partners with Leading Coding Schools

We’re excited to announce partnerships with General Assembly, Dev Bootcamp, Launch Academy, Starter School, Metis, Code Fellows, and Coder Camps, to to allow their students to use Upstart to finance their education.

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