Pay off credit card debt with Upstart

Tired of paying high interest on credit cards? Pay them off with a personal loan and you could save thousands.

Why refinance with Upstart?

High interest credit cards can take decades to pay off. With rates based only on your credit rating, the interest rates on credit card debt can be exorbitant. Upstart considers your education and work experience to give you the rate you deserve. Refinancing credit card debt with Upstart can save you money, time, and help build your credit.

Lower rates

Rates on Upstart can be 50% lower than credit card rates

Fixed payment plan

A fixed rate loan provides a simple path and timeline to pay off your debt

Improve your credit score

Reducing your debts can help boost your FICO score

Get the low rate you deserve

This chart shows how much you would pay for a $10,000 loan on Upstart versus a credit card.** Compare your own rates with our loan calculator.

** Amounts paid are based on a loan of $10,000 and assumes the borrower pays it off by making fixed monthly payments of $340. The loan on Upstart has our average APR of 14.86%. The credit card loan has our borrowers' average credit card APR of 22% (as of January 2015), as estimated by us using information obtained in connection with borrowers' applications.

"Upstart saved me big bucks and helped build my credit. My financial goals are no longer on hold due to my credit card debt."

Borrower on Upstart

"Quick turnaround, good communication - you've eliminated everything that everyone hates about getting a loan, and for that, you guys rock!"

Borrower on Upstart

"The application was simple and I felt like they really cared about me - can't say the same for other lenders."

Borrower on Upstart

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