How much would you like to borrow?
An estimate is okay. We will let you know what you're eligible for based on your information.
Loan Amount
Personal loans through Upstart
- Check your rate in 5 minutes.
- No pre-payment penalty.
- 33% lower rates than a traditional model.¹
1 As of publication in April 2025, and based on a comparison between the Upstart model and a hypothetical traditional model using Upstart data from Jan - Dec 2024. For more information on the methodology behind this study, please see Upstart’s Annual Access to Credit results here.