Your contact information such as your name, address, phone, and email;
Information that we use to verify your identity, make decisions about your Upstart funding, or manage risk such as your date of birth, social security number, your credit history, your credit scores, and your payment history;
Information about your education, such as your SAT scores, your college, your major(s), and your grades including your college transcript, your employment, and your personal interests;
Information so we can process your payments such as your bank account numbers;
Information about your income, including your tax returns, W-2, brokerage statements, and pay stubs.
Information about you when you visit our website, including information submitted by you or our other customers when interacting with our website features and using our online communication features
provide you and our other customers with the products and services offered through our website,
provide notices to you about these services,
provide customer support,
protect against fraud, fulfill legal requirements and enforce our agreements, and
improve our services and your experience
Service providers who help with parts of our business operations such as fraud prevention, bill collection, marketing and technology services, and financial institutions that we partner with to offer a product. Our contracts dictate that these third parties only use your information in connection with the services they perform for us and not for their own benefit
Credit bureaus to report account information, as permitted by law.
Companies that we plan to merge with or be acquired by, or companies we plan to sell, divest or transfer all or a portion of our products and/or services to, including any back-up service provider we engage in the event we stop operating.
Law enforcement, government officials, or other third parties when (1) we are compelled to do so by a subpoena, court order or similar legal procedure, (2) we need to do so to comply with law, or (3) if we believe in good faith that the disclosure of your personal information is necessary to prevent physical harm or financial loss or to report suspected illegal activity.
Other third parties but only if you consent or direct us to do so.