Upstart's mission is to enable effortless credit based on true risk.
Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. With $3.8 billion in loans originated, Upstart’s loss rates are less than half those of industry peers. Almost two-thirds of Upstart loans are entirely automated, a signal of the potential for our ML-based model to redefine credit origination. The company has experienced triple-digit revenue growth and is profitable.