Open Positions

Data Scientist

Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Our engineering and data science teams collaborate to use non-conventional variables at scale in an underwriting model that improves constantly. After exciting success over the past few years, Upstart is looking to double down on its competitive advantage by expanding its data science team!

Underwriting more accurately and using variables that no other lender considers are what allow us to give people the rates they deserve, so your role at Upstart will drastically impact our company's success. Our current Data Scientists summarize some of their favorite aspects of our team as:

  • Having a direct impact on the company's success
  • Collaborative, intelligent, and open team
  • Mentorship, growth, and friendship
  • Leader committed to challenging and growing team members
  • Feeling safe asking for help when it’s necessary; feeling trusted to get the job done when it’s not

We need thoughtful Data Scientists who are passionate and enjoy working in a very fast-paced environment. Because our challenges are so new, this person will need to have strong creative problem solving skills and the technical background to implement such solutions. If you think that this could be the right role for you, we would like to learn more about you.

Here are some of the requirements that we're looking for:

  • Strong academic credentials with a M.S. in Computer Science, Statistics, Data Science or related field with a preference for Ph.D.
  • Rigorous quantitative background
  • Comfort with programming (ideally in Python and R)
  • Intellectual curiosity balanced with humility
  • Predictive modeling experience is preferred

Please apply through our website. If you see multiple Data Science roles open, or if you have applied within the past year, there is no need to apply again. We're currently reviewing all previous applications. We also consider candidates for all levels of Data Science roles when candidates apply.

Applying to a Data Science role at Upstart:

Please apply through our website. If you see multiple Data Science roles open, or if you have applied within the past year, there is no need to apply again. We're currently reviewing all previous applications. We also consider candidates for all levels of Data Science roles when candidates apply. 

About Us:
Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. ~80% of U.S. borrowers pay back their loans, yet only ~45% of these people have access to prime credit. Our engineering team uses non-conventional variables at scale in an underwriting model that improves constantly to solve this problem. Upstart was founded by three diverse leaders that bring their individual approach to Upstart creating a culture where “we get to the truth, move fast, and bring everyone in.”  Based in San Carlos, CA, Upstart is backed by Google Ventures, KPCB, Khosla Ventures, Founders Fund, First Round Capital, Eric Schmidt, and Mark Cuban.

Apply Now
Data Scientist - Machine Learning / Deep Learning Specialist

Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Our engineering and data science teams collaborate to use non-conventional variables at scale in an underwriting model that improves constantly. After exciting success over the past few years, Upstart is looking to double down on its competitive advantage by expanding its data science team!

Underwriting more accurately and using variables that no other lender considers are what allow us to give people the rates they deserve, so your role at Upstart will drastically impact our company's success. Our current Data Scientists summarize some of their favorite aspects of our team as:

  • Having a direct impact on the company's success
  • Collaborative, intelligent, and open team
  • Mentorship, growth, and friendship
  • Leader committed to challenging and growing team members
  • Feeling safe asking for help when it’s necessary; feeling trusted to get the job done when it’s not

We are looking for a machine learning/deep learning specialist that enjoys working in a very fast-paced environment. Because our challenges are so new, this person will need to have strong creative problem solving skills and the technical background to implement such solutions. If you think that this could be the right role for you, we would like to learn more about you.

Here are some of the requirements that we're looking for:

  • Solid grasp of the math of machine learning -- you should be comfortable thinking about optimization functions, linear algebra, etc. as we develop custom learning algorithms
  • Proficient at programming in Python or R
  • Fluency in data manipulation (SQL, Spark, Pandas)
  • Experience with machine learning tools such as scikit-learn, XGBoost, and Keras/Tensorflow
  • Familiarity with CNNs, RNN, LSTMs, and the latest research trends

Applying to a Data Science role at Upstart:

Please apply through our website and only apply to the one position that is the best fit with your skills.

If you have applied within the past year, there is no need to apply again. We're currently reviewing all previous applications. We also consider candidates for all levels of Data Science roles when candidates apply. 

Apply Now
Data Scientist - Statistical Modeling Specialist

Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Our engineering and data science teams collaborate to use non-conventional variables at scale in an underwriting model that improves constantly. After exciting success over the past few years, Upstart is looking to double down on its competitive advantage by expanding its data science team!

Underwriting more accurately and using variables that no other lender considers are what allow us to give people the rates they deserve, so your role at Upstart will drastically impact our company's success. Our current Data Scientists summarize some of their favorite aspects of our team as:

  • Having a direct impact on the company's success
  • Collaborative, intelligent, and open team
  • Mentorship, growth, and friendship
  • Leader committed to challenging and growing team members
  • Feeling safe asking for help when it’s necessary; feeling trusted to get the job done when it’s not

We are looking for a statistical modeling specialist that enjoys working in a very fast-paced environment. Because our challenges are so new, this person will need to have strong creative problem solving skills and the technical background to implement such solutions. If you think that this could be the right role for you, we would like to learn more about you.

Here are some of the requirements that we're looking for:

  • Published research in high-quality statistical journal(s) with a preference for one of the following topics: missing data, survival analysis, consumer credit risk
  • Expertise in predictive modeling and inference using GLMs, longitudinal, mixed-effects, and time-series models, among others
  • Comfort designing experiments using A/B testing and multi-armed bandits
  • Familiarity with schemes for data imputation and the appropriateness of each when data is missing completely, missing at random, and missing not at random

Applying to a Data Science role at Upstart:

Please apply through our website and only apply to the one position that is the best fit with your skills.

If you have applied within the past year, there is no need to apply again. We're currently reviewing all previous applications. We also consider candidates for all levels of Data Science roles when candidates apply. 

Apply Now