These terms and conditions (“Official Rules”) apply to the giveaway run by Upstart Network, Inc. (“Upstart”) at FinCon 2019. These Official Rules incorporate any other rules posted about the Upstart FinCon giveaway. Eligible persons who enter this giveaway (“Entrants”) unconditionally accept these Official Rules. Upstart’s decisions shall be made at Upstart’s sole discretion, and Upstart’s decisions shall be final and binding on Entrants in all respects. Any violation of these Official Rules by any Entrant or winner shall cause the Entrant to be disqualified and shall cause the winner to forfeit any prize. 

Eligibility. Upstart giveaway is open to U.S. legal residents age 18 or older. Upstart employees and immediate family members are not eligible.

Prize(s). Each qualified winner will receive one North Face vest (“Prize”). Prizes are awarded “as-is” and without any warranties or guarantees. All federal, state and/or local taxes,

fees, and surcharges are the sole responsibility of the Prize winner. Upstart reserves the right in its sole and absolute discretion to substitute a prize. Prizes cannot be transferred, redeemed for cash or substituted by winner. Upstart will not replace any lost or stolen Prizes. Limit one (1) Prize per giveaway unless a giveaway announcement states otherwise.

How to Enter and Win. To enter, share your digital caricature or a photo taken at the Upstart booth at FinCon on either your Twitter or Instagram account, or both! Your post should include the phrase, “I am (how would you describe yourself). I am more than my credit score. @UpstartFinCon2019” Entrants must follow @Upstart on Instagram and/or Twitter. Entries must be submitted according to these instructions to be valid. One (1) entry per person, per social media account. Entrants must have a public social media account in order for the entry to be eligible. Potential winners will be selected at random from eligible entries received and will be notified within 48 hours of being selected as a winner. Failure to respond to such notification may result in disqualification and Upstart reserves the right to select a different winner.    

Limitation of Liability. Upstart assumes no responsibility or liability for any (a) incorrect or inaccurate entry information or (b) any technical malfunction, failure, error, interruption, delay in operation or communications line failure, regardless of cause, with regard to any equipment, utilized in any aspect of the operation of the giveaway. By entering you agree to release and hold harmless Upstart subsidiaries, affiliates, partners, representatives, agents, successors, assigns, employees, officers, and directors from any and all liability, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from such entrant’s participation in the giveaway and/or such entrant’s acceptance, possession, use, or misuse of any prize or any portion thereof. If, for any reason, the giveaway is not capable of running as planned, Upstart reserves the right at its sole discretion to cancel, terminate, modify or suspend the giveaway in whole or in part.

License. Entrants grant Upstart an irrevocable, perpetual, unlimited, royalty-free license to reproduce, display, edit and otherwise use the entry, together with any other material, as well as the name, user name, city and state of residence, image and/or likeness of entrant (including, without limitation, profile photo), in any manner, in whole or in part, without compensation or notification to, or permission from, entrant or any third party, for any purpose whatsoever. 

Privacy. Information submitted with an entry is subject to Upstart’s Privacy Policy. By entering the giveaway, you grant Upstart permission to share your email address and any other personally identifiable information with other entities for the purpose of administration and prize fulfillment.

This FinCon giveaway is not sponsored or administered by a third party.