Personal Finance

A Guide To Refinancing

Why would someone borrow money to pay off debt? As counterintuitive as it may sound, it can be a savvy way to save money and repay your high-interest debt quickly.

Compare Rates With Our Loan Calculator

Borrowing money has a reputation for being complicated, expensive and intimidating. We want to change that.

Budgeting Tips: How You Pay Affects What You Pay

Did you know you could save money simply by paying with cash instead of credit cards? How well does this budgeting tip work?

8 Easy Ways To Improve Your Credit Score

Good credit saves you money. Could your credit use a boost? Here are eight ways to improve your score.

Paying Off Debt vs. Saving: What Comes First?

Which should come first — paying off debt or saving? Many financial advisors recommend people in their twenties save 15% of their income, but simple math suggests getting rid of debt is better for your bank account.

Restoring Confidence In The Value of Higher Education

The transparency to pick a school and a major that will likely lead to a job where one can flex his creative thinking in meetings and have the luxury of pursuing the arts in his free time — now that sounds like a good deal.

Financial Terms You Should Know Before You Owe

Financial lingo is weird. We didn’t invent it, but we’re here to help you figure it out.

Understanding the Debt to Income Ratio

Lenders use this ratio to determine what percent of a borrower’s gross monthly income goes towards paying debts.

Understanding Credit Scores and How to Raise Yours

Who cares about your credit score? Lots of people, including Upstart, which is why you should care too.

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