Preface A few weeks ago, Dave wrote a blog post about Upstart’s important truth. He emphasized the belief that machine learning will entirely reshape… Read More
* When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.