Author Archives: Dave Girouard

Upstart Raises $50M and Announces New Bank Partnerships

We founded Upstart, the leading artificial intelligence (AI) lending platform, to make affordable credit available to more of the world. To further this mission, we’re… Read More

Upstart’s Important Truth

“There are times when you’re better off having the sales force go play golf than make new loans.” So said J.P. Morgan Chase CEO Jamie… Read More

Upstart opens R&D center in Columbus

Hello Buckeye State! We’re excited to announce that Upstart will open an R&D center in Columbus, Ohio in January 2019. This second home for Upstart… Read More

Upstart Announces First Loan Securitization

Today we’re pleased to announce that Upstart’s first loan securitization has closed. (Finance nerds, just look for “UPST 2017-1” on your Bloomberg terminal). Read More

Introducing the first SaaS lending platform

We're launching “Powered by Upstart”, a Software-as-a-Service offering derived from Upstart’s top-rated consumer lending platform. From rate requests through servicing and collections, this SaaS service brings modern technology and data science to the entire lending lifecycle. Read More

See if you qualify for a loan on Upstart!

It takes 5 minutes and doesn’t hurt your credit score.* What would you like to use your loan for:

Upstart’s Important Truth

Accuracy and the Fundamentals of Lending

Upstart opens R&D center in Columbus

Why I Joined Upstart

The Board Challenge & Upstart

* When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.